How fast can I get started?

Facilities under $500,000 can be approved within hours, no paperwork required. Once your Facility Agreement is signed, upload your invoice and we’ll pay the supplier the next business day.

Enjoy a fixed annual rate between 13.95% and 16.95%. No annual or establishment fees. Extra repayments or paying out early? Totally free.

How are repayments made?

We’ll automatically debit your monthly instalments from your linked business bank account—no manual work needed.

Who is eligible for equipment finance in Australia?

Any registered Australian business with more than 2 years of operation can apply for our flexible equipment finance solutions.

Who qualifies for Vehicle Finance?

Any Australian business with an ABN, trading for at least two years, and earning $250,000+ annually.

How much can I borrow?

Up to $200k unsecured (bank statements only). Up to $500k secured with an asset (bank statements only). Up to $2M with full financials review.

What documentation is required?

We require linked bank statements to assess the application. Before funding, you’ll need to provide a vendor invoice and valid ID documents.

Can I apply for a business car loan through Renown Lending?

Yes. Our business car loan options cover both new and used vehicles with fast approval, no annual fees, and terms up to 7 years.

What is cash flow lending in Australia?

Cash flow lending provides fast access to working capital based on your business revenue or receivables. It is ideal for SMEs needing flexible funding without major collateral.

How fast can I get funding?

Most approvals are completed within 24 hours once documentation is supplied.

Do I need to provide security?

Loans up to $150,000 can be unsecured. Higher amounts may be secured against property or assets for better pricing.

Is Renown suitable if I have bad credit?

Yes. We assess your business cash flow and ability to repay, not just your credit score.

What’s the difference between a cash flow loan and a line of credit?

A cash flow loan provides a fixed lump sum, while a line of credit allows you to draw funds as needed and pay interest only on what you use.

How is Renown different from fast-cash lenders?

We offer fair pricing, longer terms, and monthly repayments, unlike lenders who require daily deductions and charge factor-based rates.

How is my account limit determined?

Limits are tailored to your business performance. We assess your financial position through your bank account data or submitted financials for larger facilities.

How quickly can I access funds?

For facilities under $500k, approval is typically within hours. Larger limits may take longer but are assessed quickly by our team.

What are the costs involved?

You’ll pay an annual variable interest rate between 14.95% and 23.95% and an annual fee of either $495 or $795. There are no charges for early repayment.

Is my business eligible for a Term Loan?

Yes. If you have an Australian ABN, have been trading for more than two years, and generate over $250,000 in annual turnover, you can apply.

What documents are required?

For loans under $500,000, we require six months of bank statements. For loans above $500,000, we may also request financials and an ATO portal snapshot.

How quickly will I get the funds?

Once you sign the Loan Agreement, we initiate the transfer immediately. Funds typically arrive in your business bank account the next business day.

What makes your term loans different from traditional bank loans?

Our term loans are designed for flexibility and fast access. They are ideal for Australian businesses that want straightforward repayments without early exit penalties.

How fast can I get funded?

Many of our clients receive approval within 24 hours and funding within 48 hours.

What documents do I need?

Minimal documentation is required. Often, full-doc or low-doc options are available.

Is my credit score important?

Not always. We offer solutions even if your bank said no.

What is construction development finance?

Construction development finance is short- to mid-term funding designed to help developers and builders cover the costs of property construction and development. At Renown Lending, we provide construction development finance in Australia for residential and commercial projects, supporting each stage from land acquisition through to construction completion.

What is private construction funding?

Private construction funding is provided by private lenders rather than traditional banks, offering faster approvals, flexible structures, and tailored terms. Private construction finance is commonly used when bank lending is too slow, restrictive, or unavailable for a project.

Can I get a second mortgage for a construction project?

Yes. Renown Lending offers second mortgage construction finance options that allow developers to unlock additional capital during the build phase. These solutions may include mezzanine finance or structured funding stacks based on your project’s equity position, risk profile, and development timeline.

Do you finance projects across Australia?

Yes. We provide construction and property development funding across Australia, including Brisbane, Adelaide, Sydney, Melbourne, and Perth. Our private construction funding solutions are structured to suit local market conditions and project requirements nationwide.

How do I apply for property development finance in Australia?

Applying for property development finance in Australia is straightforward. You can request a call or submit your project scenario online. Our lending specialists will review your proposal and structure tailored construction funding solutions aligned with your development goals.

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