Whether you're expanding your operations, investing in new equipment, or managing seasonal demand, our Term Loan gives your business the certainty of fixed repayments and fast access to funding—without the red tape.
✔ Borrow $25,000 – $1,000,000
✔ Weekly or monthly repayments
✔ No early repayment penalties
Why Choose a Term Loan?
Straightforward Funding for Growth
Use funds for any business purpose—from renovations to launching a new location. It’s your capital, your way.
Seamless Onboarding
Register online and link your bank account in minutes. Most loans are assessed quickly, with funds transferred the next business day once approved.
Flexible Repayments
Choose a weekly or monthly repayment schedule that suits your cash flow. Plus, repay early at no extra cost.
Tailored to Real Businesses
We support businesses across Australia with practical funding—without hidden fees or bank-style delays.
Product Features
Facility Type: Term Loan
Loan Amount: $25,000 – $1,000,000
Term: Up to 5 years
Repayments: Weekly or Monthly
Annual Interest Rate: 14.95% – 23.95%
Fees: 3% establishment fee
Early Repayment: No early repayment fees
How It Works
Apply Online: Register in minutes and link your business bank account.
Upload Documents
Under $500k? We just need 6 months of bank statements.
Over $500k? Add financial statements and an ATO portal snapshot.
Get Funded Fast
Once your Term Loan is approved and your Loan Agreement is signed, funds are transferred the same day—typically available in your account by the next business day.
Frequently Asked Questions
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Yes—if you have an Australian ABN, have been trading for 2+ years, and generate over $250,000 in annual turnover, you can apply.
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For loans under $500k, we need 6 months of bank statements. For loans $500k and above, we’ll also request financials and an ATO portal snapshot.
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Once you sign the Loan Agreement, we initiate the transfer immediately. You can expect the funds to land in your business bank account the next business day.
Ready to Fund Your Next Move?
Whether you're scaling up or stabilising operations, our Term Loan gives you the capital and confidence to grow.
Request a call or apply online today.