Get Your Credit Score — Fast, Free & Impact-Free
Understand your financial standing with a free credit score check. Whether you're preparing to apply for a loan or simply want to take control of your finances, checking your score is a great first step. There’s no cost, no impact on your rating, and it only takes a few minutes.
Why Check Your Credit Score?
Better Loan Rates
Qualify for lower interest rates by improving your score.
Borrowing Power
Understand how much you can responsibly borrow based on your rating.
Financial Health
Track your score and monitor your overall credit wellbeing over time.
Smart Decisions
Use your credit score to plan refinances or make informed budgeting choices.
Know where you stand - check your business credit score for free today.
Frequently Asked Questions
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A business credit score is a number that reflects your business’s financial health and creditworthiness. Lenders use it to assess your ability to repay loans or manage financial commitments. It's based on information from your credit report, such as your payment history, credit limits, and loan activity.
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No. Checking your business credit score with Renown Lending is completely obligation-free. There’s no requirement to apply for finance just because you’ve viewed your score.
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Yes, they’re separate. Your business credit score is based on your company’s financial activity — such as loan history, defaults, and registered business behavior. Your personal credit score, on the other hand, reflects your individual credit activity.
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This service is available to businesses that are registered with the Australian Securities and Investments Commission (ASIC), including sole traders, partnerships, and companies with an active ABN.
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You’ll need some personal identification and your business details — including ABN, how long you’ve been trading, and your estimated annual revenue.
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No. Checking your business credit score through Renown Lending is 100% free. There are no fees, and no strings attached.
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Not at all. This is a soft check, meaning it won’t leave any trace on your credit profile or impact your business credit score in any way.
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Repayment history: stays for up to 2 years
Defaults and court actions: stay for up to 5 years
Serious infringements: may remain for 7 years
Your credit report can be updated monthly depending on your financial activity.
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If your business doesn’t receive a score, it may be due to one of these reasons:
Your business is not ASIC registered
There hasn’t been recent credit activity under your business name or directors
Your business is under administration or has had financial issues in the past
In any case, our team can help you review your business profile and understand the next steps.